Life & Health insurance license exam
Pass your Life & Health exam without the bloat. Study just what you need to pass.
Study for your state insurance producer license with practice questions, flashcards, and a textbook built from your state's exam outline. $99 once. No subscription, no 60-day clock.
What’s included
- Exam-style practice questions and flashcards, by module
- 12 modules in the same order as your state’s exam outline
- Access until you pass — we don’t expire your course
Which of the following best describes ordinary whole life insurance?
Ordinary whole life is permanent insurance. It provides a guaranteed death benefit, builds cash value, and usually uses level premiums for life.
Why people switch
Built to beat the expensive legacy prep providers.
Most insurance prep feels overloaded, overpriced, and dated. InsureStart is the opposite: clear structure, exam-first content, modern UX, and a price point that makes saying yes easy.
How it works
A faster path from overwhelmed to exam-ready.
The offer is simple because the product is simple: pick your state, pay once, study efficiently, pass.
Pick your state
Content matches your state's Life & Health license exam blueprint. Same topics, same weights as the real test.
Pay once
$99. No recurring charge. You own access for as long as you need it.
Study your way
Flashcards, practice questions, and explanations. Desktop or phone.
Pass
Topics and weights match what's on the state license exam. No fluff.
What's inside
Everything a serious candidate needs to pass.
No upsells. No hidden tiers. No "premium mode" locked behind another payment. You get the full study system from day one.
Practice tests
Exam-style questions with full explanations
Textbook
State-outline aligned reading by module
Quizzes
Quick check-ins by topic
Flashcards
Review terms and concepts anywhere
12 modules · Same order as your state's exam outline.
- 1
Types of Life Policies and Features
- 2
Life Policy Provisions, Riders, and Exclusions
- 3
Application, Underwriting & Policy Issue
- 4
Retirement, Annuities & Life Concepts
- 5
Types of Health Insurance Policies
- 6
Health Policy Provisions, Riders & Clauses
- 7
Social Insurance & Government Programs
- 8
Field Underwriting & Compliance
- 9
Ethics & Producer Responsibilities
- 10
State regulation & licensing
- 11
State life & annuity laws
- 12
State health insurance laws
Why InsureStart
Built for people who want to pass—without the bloat or the bill.
Focused content, one price, unlimited access. No subscription maze and no 60-day countdown.
Follows the actual license exam
Questions and flashcards are built from the same state-published Life & Health exam outline. Same topics, same weights. No generic filler.
One fee, not $200+
Other prep runs $170–$340 and often limits you to 60 days—then you pay to extend. We're $99 once with unlimited access. No subscription, no tiers.
Flashcards + practice questions
Quick review with flashcards, then exam-style multiple choice with explanations. Study on your phone between shifts or at your desk.
Your state
Pick your state
Content is built from each state's official exam outline. Your selection updates the offer below.
2 states available now · more coming soon
Get started
Get Florida Life & Health prep — $99
One-time payment. Unlimited access to practice tests, flashcards, and textbook for your state's license exam. No 60-day clock.
Access until you pass—we don't expire your course.
Licensing multiple agents? We offer volume pricing for agencies.
Contact us for agency pricing →